Our Unsecured Business Financing program is perfect for entrepreneurs who are just starting their business as well as those who are already well established. You can be approved for hundreds-of-thousands of dollars in unsecured financing with no collateral or cash flow requirements.
This program is designed to help clients get funding based strictly on personal or business credit quality. Our lenders will not ask for financials, bank statements, business plans, resumes, or any of the other burdensome document requests that most conventional lenders demand.
This program is as close to a "no doc" program as you can get with business funding. The best part is that you can even be approved with introductory rates as low as 0%, giving this program the best terms in the country.
Easy Qualification Process
Our Unsecured Business Financing program is extremely popularou s due in part to how easy it is to get approved. To qualify, lenders look solely at your personal credit quality. They are looking for very good personal or business credit with little or no derogatory items reported.
To qualify, you should also have less than 2 inquiries on your credit report within the last 6 months. You should have established credit including open revolving accounts now reported on your credit report with balances below 30% of your limits. Lenders also typically want to see personal credit scores of at least 700 or business scores of 80 or higher.
Do You Have Credit Issues Now?
If you have good credit there is an exceptional chance you can be approved for our unsecured financing. But even if you have personal credit issues now and no established business credit, we still might be able to help.
You can qualify for our unsecured financing program with a personal guarantor. If you have someone, such as a business partner, who does have good personal credit, they can apply and qualify for unsecured financing for the business.
Our collateral-based financing programs are perfect for consumers with personal credit challenges. You can get approved with great terms and get approved even with severe credit issues. You can also qualify for financing with us if you have been open more than a year and have active cash flow for your business now.
Our Business Credit Building Program can help you quicklMy establish a business credit profile and score so you can qualify for unsecured financing based on your business credit. We even work with a powerful network of credit improvement specialists who can help you repair your personal credit damage.
Get Approved with Amazing Terms!
Most lenders charge very high interest rates on unsecured financing due to the risk of the business owner not pledging collateral for security. But most of our exclusive unsecured financing offers very low intro interest rates, as low as 0% for the first 6 months. Rates typically range from 3% to 15% after the intro period, with the actual rate depending upon risk.
Most unsecured lenders also charge a high amount for points, from 12% to 30%, and they also charge application fees for unsecured financing programs. But, our exclusive lenders offer the lowest rates in the industry, less than 9.2%, and you only pay them any type of fee if you are approved and have secured your funding.
You can get approved for as much as 5 times whatever your highest revolving credit card limit is now.